We have a Compliance Program that aims to ensure the adequacy, strengthening and operation of the institution’s control system, seeking comply with laws and regulations, as well as manage, together with the high administration, compliance risks.’

Our Compliance area is structured with three main fronts: (i) Regulatory Compliance, which aims to ensure compliance with all laws, norms, applicable regulations to this institution, as well as meeting the requests from Regulatory Bodies, centralizing all demands, in addition to be responsible for the progress of the Integrity Program; (ii) Compliance Prevention of Money Laundering and Combating Terrorism and the Proliferation of Weapons of Mass Destruction, which aims to prevent the practice of money laundering money, terrorist financing and weapons proliferation of mass destruction financing in carrying out our business in Brazil and abroad, in accordance with national legislation, as well as with the legislation in force in the countries where it operates; and (iii) Environmental, Social and Governance Compliance, which aims to manage the set of actions taken on the environment, society and corporate governance, whose principles guide the strategies defined by the Institution.

Click here to learn about the guidelines of our Compliance Policy.

In accordance with the legislation and regulations in force, with regard to the Prevention of Money Laundering, Financing of Terrorism and Financing the Proliferation of Weapons of Mass Destruction and, in line with the best market practices, we have rigorous control mechanisms for the effective detection of the identity and activity of our customers, in addition to the identification of financial resources, origin and constitution of our patrimony.

We maintain a specific area, responsible for the management of that process, which carries out control actions and constant monitoring of operations and financial transactions.

Click here to learn about the guidelines of our Anti-Laundering Policy Funding, Terrorism Financing prevention and Proliferation Financing of Weapons of Mass Destruction prevention.

The Internal Controls area works to continuously improve the quality of organization’s control environment, helping the various areas in the mapping of its processes, identification and assessment of risks and controls. It also obtains and monitors action plans for process evolution and correction of identified operational failures. These sets of actions increase the predictability of processes and contribute to risk reduction operating conditions to which the institution is exposed.

Click here to learn about the guidelines of our Management Policy Operational Risk and Internal Controls.

Com linha de reporte ao Conselho de Administração e supervisionada pelo Comitê de Auditoria em suas reuniões mensais, a Auditoria Interna auxilia a organização a alcançar seus objetivos, adotando abordagem sistemática para a avaliação e melhora da eficácia dos processos de gerenciamento de risco, controles e governança corporativa. Seu ciclo de auditoria de 3 anos, compreende a auditoria de produtos, processos, sistemas, áreas e projetos. Click here to access the Internal Auditing Policy.